Bad Credit?
You Deserve a Home
Bad Credit?
You Still Deserve a Home
Your service matters more than your credit score. Jeff and Darryl specialize in helping veterans secure VA loans with no minimum credit score required, even if you’ve faced challenges in the past. Our process is simple, straightforward, and designed with your needs in mind. We’re here to answer your questions every step of the way. Call, text, or email anytime.
Jeff Leek
Branch Manager
NMLS: 303051
Your Trusted Partner in your Mortgage Journey
For nearly 15 years, I’ve helped thousands of families navigate the mortgage process — from first-time buyers to seasoned homeowners refinancing or investing. My goal is simple: make the path to homeownership clear, smooth, and stress-free. I work with VA, FHA, Native American, rural, debt consolidation, and construction loans. Whether you’re buying, upgrading, or refinancing, I’ll guide you step-by-step so you understand your options and get the best outcome — serving as your partner and advocate with clear communication and results that put you in your dream home.
Jeff Leek
Branch Manager
NMLS: 303051
For nearly 15 years, I’ve helped thousands of families navigate the mortgage process — from first-time buyers to seasoned homeowners refinancing or investing. My goal is simple: make the path to homeownership clear, smooth, and stress-free. I work with VA, FHA, Native American, rural, debt consolidation, and construction loans. Whether you’re buying, upgrading, or refinancing, I’ll guide you step-by-step so you understand your options and get the best outcome — serving as your partner and advocate with clear communication and results that put you in your dream home.
Darryl Jon Bergstresser
Senior Loan officer
NMLS: 224307
As a proud 3rd-generation veteran, I understand the challenges of military life and bring that same discipline, integrity, and mission focus to serving my clients. Whether you’re buying, refinancing, or selling, I’ll guide you with precision and commitment. As a licensed Loan Officer and Realtor®, I’m equipped to help you through every step from financing to closing. I’m also an Amazon #1 Best-Selling Author, using my platform to educate and empower veterans to build wealth through homeownership and real estate investment — continuing my service to those who served.
WHAT MAKES US DIFFERENT?
Discover the Veteran Loan Help mission, our values, and why we’re passionate about serving those who served. Watch the True Valor Series with Jeff and Darryl. Here is the link: https://www.youtube.com/
@TrueValorSeries
- Low credit? We work with scores as low as 474
- Fast-track VA loan approvals
- Local team with decades of experience
- No-pressure, personalized service
- 100% financing options available for VA-qualified buyers